How to Make a Surge Credit Card Payment?


So now that you’ve applied for a Surge Mastercard, received approval, activated your Surge card and began using it you need to start making payments. Effectively managing your Surge Credit Card payments is essential for maintaining a healthy credit standing which is why we’ve created this guide exploring the various payment options available to Surge cardholders.

Whether you prefer making payments online, by phone, or through traditional mail, we’ve got you covered. Read on to discover the step-by-step instructions for each method and the benefits of setting up recurring autopay.


Making Online Payments

Surge cardholders can conveniently make payments online by logging into their Surge credit card account.

  1. Log in to your Surge Credit Card online account by visiting and entering your registered username and password.
  2. Once logged in, locate the “Payments” or “Make a Payment” section within your account dashboard.
  3. Choose between making a one-time payment or setting up recurring autopay for future payments.
  4. If making a one-time payment, enter the payment amount and select your preferred payment source, such as a bank account or debit card.
  5. Verify the accuracy of the payment details and confirm the transaction.
  6. If setting up recurring autopay, select the autopay option and provide the necessary information, including the preferred payment source and the frequency of payments (e.g., monthly).
  7. Review the autopay terms and conditions, and proceed to set up autopay.


Benefits of Setting Up Autopay

  • Convenience: Autopay ensures your payments are made automatically, saving you time and effort each month.
  • On-time Payments: With autopay, you never have to worry about missing a payment deadline, helping you maintain a positive payment history.
  • Avoid Late Fees: Setting up autopay eliminates the risk of incurring late payment fees, saving you money in the long run.
  • Credit Score Improvement: Consistently making on-time payments through autopay can positively impact your credit score over time.


Making Payments by Phone

For those who prefer making payments by phone, follow the steps outlined below:

  1. Dial the Surge Credit Card payment phone number: 1-800-518-6142.
  2. Follow the automated instructions to navigate to the payment section.
  3. Provide the necessary details, such as your Surge Credit Card number, payment amount, and payment source (e.g., bank account or debit card).
  4. Verify the accuracy of the payment information before confirming the transaction.
  5. Follow any additional prompts to complete the payment process.
  6. Make note of the payment confirmation number for your records.


Making Payments by Mail

To make payments via mail, follow the steps outlined below:

  1. Prepare a check or money order payable to Surge Card.
  2. Write your Surge Credit Card number on the memo line of the check or money order.
  3. Place your payment, along with your Surge Credit Card account number, in an envelope.
  4. Address the envelope to: Surge Card P.O. Box 6812 Carol Stream, IL 60197-6812
  5. Ensure proper postage is affixed to the envelope.
  6. Mail the payment, allowing sufficient time for it to reach the designated address.
  7. Retain a copy of the payment receipt for your records.



Managing your Surge Credit Card payments is made convenient through various payment options. Whether you prefer the flexibility of online payments, the ease of making payments by phone, or the traditional method of mailing payments, you have the freedom to choose what works best for you. Consider setting up recurring autopay to enjoy the benefits of effortless, on-time payments. Remember to keep track of your payment confirmations and maintain a responsible approach to your credit card payments for a successful financial journey.

If you have any questions or encounter any issues don’t hesitate to check out our FAQs section or reach out to Surge card customer service for help.

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